SBP Policy Rate & Interest Rate Corridor Facilities
SBP Policy Rate—p.a.
SBP Overnight Reverse (Repo) Ceiling Rate—p.a.
SBP Overnight Reverse (Floor) Rate—p.a.
Pakistan’s mortgage liquidity facilityCapital for homes.
Capital for homes.
Confidence for generations.
We connect Pakistan’s financial institutions to long-term funding—making housing finance more available, affordable and sustainable.
AAAPACRA entity rating
DFIRegulated by SBP
2015Established
Our purpose
A more resilient housing finance ecosystem.
PMRC was established as Pakistan’s mortgage liquidity facility to address long-term funding constraints in the banking sector. We provide liquidity, develop market standards and help lenders serve more homebuyers.
Learn about our mandateLong-termmortgage liquidity
Conventionaland Islamic solutions
Inclusivehousing programmes
Market-wideinstitutional partnerships
Financing solutions
Purpose-built for a growing market.
Flexible capital and risk-sharing tools designed around Pakistan’s housing finance needs.
01Liquidity solutions
Refinance
Long-term funding for Primary Mortgage Lenders to originate more affordable housing finance.
Explore solution02Growth capitalPre-finance
Forward-looking liquidity that helps institutions build eligible mortgage portfolios with confidence.
Explore solution03Risk enablementCredit guarantee
Guarantee structures designed to expand access for underserved and low-income homebuyers.
Explore solution04Sustainable housingGreen finance
Finance supporting resilient, resource-efficient homes and a more sustainable housing market.
Explore solutionLive from the State Bank of Pakistan
Economic data
Pakistan’s key financial and economic indicators, fetched server-side and refreshed automatically.
Connecting to SBP…
Live market files
PKRV / PKISRV / PKFRV
Daily valuation-rate files published by the Mutual Funds Association of Pakistan.
Live MUFAP feed
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Financial strength
Financial highlights
PMRC was established as a mortgage liquidity facility by the State Bank of Pakistan to address long-term funding constraints in the banking sector.
Trusted capital.
Measurable impact.
Measurable impact.
Financing possibility,
one home at a time.
Why PMRC
Infrastructure behind opportunity.
Housing markets grow when lenders have reliable access to long-term capital. PMRC creates that infrastructure—strengthening institutions and expanding pathways to home ownership.
- Stable, long-term funding access
- Reduced asset-liability mismatch
- Conventional and Shariah-compliant models
- Market research and technical standards
Latest intelligence
View all newsIdeas shaping housing finance.
24 Dec 2025
Unlocking housing finance potential
PMRC convened leaders to explore scalable pathways for Pakistan’s housing market.
10 Dec 2025Green, affordable & resilient housing
A cross-sector roundtable focused on climate-smart and inclusive housing finance.
12 Dec 2025PMRC partnership for inclusion
New collaboration advances accessible opportunities for people with disabilities.
Investor relations
Latest resourcesFinancial reportsCompany informationInvestor relationsTransparency you can build on.
Access PMRC’s financial reports, credit ratings and governance disclosures.
Build with us
Let’s move housing finance forward.
Talk to PMRC about liquidity, partnership and the future of Pakistan’s mortgage market.
Start a conversation